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2. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   When you use a debt settlement service, instead of paying your monthly bills, you will put money in an escrow account that the settlement company manages. The company will then use the money in ...

3. Credit counseling - Wikipedia

   en.wikipedia.org/wiki/Credit_counseling

   Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1]

4. What are debt relief companies and how do they work? - AOL

   www.aol.com/finance/debt-relief-companies-look-3...

   Debt settlement companies work with your creditors on your behalf to negotiate your total debt amount with the aim of reducing your repayment responsibility. These services aren’t free. These ...

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   A portion of each payment is taken as fees for the debt settlement company, and the rest is put into the trust account. The consumer is told not to pay anything to the creditors. The debt settlement company's fees are usually specified in the enrollment contract, and may range from 10% to 75% of the total amount of debt to be settled. [13]

6. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   Debt settlement, debt management plans and debt consolidation are among the most popular debt relief options. If you work with a credit counselor to create a debt management plan, ensure it’s ...

7. Credit Solutions of America - Wikipedia

   en.wikipedia.org/wiki/Credit_Solutions_of_America

   The company had a community service group called "CSA Cares," through which employees volunteered over 20,000 hours with Dallas/Fort Worth area nonprofit organizations. A March 2010, CBS Early Show story on the debt settlement industry criticized Credit Solutions of America's business practices, and provided consumer advice for debt settlement ...

8. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Here’s what you need to know about credit card debt settlement. ... Call Citi’s customer service line at 1-800-347-4934 for help with your ... Regularly review your credit report for ...

9. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   While debt relief solutions may be helpful when organizing and paying down debt, they can easily result in long-term damage to your finances or credit. Common forms include debt settlement, debt ...