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  2. When does debt fall off your credit report? - AOL

    www.aol.com/finance/does-debt-fall-off-credit...

    Paying off a debt that has already been sent to a collection agency will help improve your credit score. However, payment at this point will not typically remove collections action from your ...

  3. Can you pay to remove negative items from your credit report?

    www.aol.com/finance/pay-remove-negative-items...

    For example, imagine you missed multiple payments on your credit card, and the issuer charged off the account before sending the debt to collections. A pay-for-delete could remove the collection ...

  4. How to pay off a debt in collections

    www.aol.com/finance/pay-off-debt-collections...

    Paying off collections does not automatically remove them from your credit report. Typically, they will remain on your report for up to seven years from the date of the original delinquency.

  5. Charge-off - Wikipedia

    en.wikipedia.org/wiki/Charge-off

    A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.

  6. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

  7. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...

  8. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    Loan servicing covers everything after disbursing the funds until the loan is fully paid off. Loan origination is a specialized version of new account opening for financial services organizations. Certain people and organizations specialize in loan origination.

  9. 7 Things You Must Do When You’ve Paid Off Your Debt - AOL

    www.aol.com/7-things-must-ve-paid-140112855.html

    Paying off your debt can feel like a heavy weight has been lifted off your shoulders. However, the job isn’t complete. You need to have a plan so that you don’t fall back into debt in the future.

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