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You can do that by calling Social Security's national toll-free number, 800-772-1213, Monday through Friday, 8 a.m. to 7 p.m. ET, or by contacting your local office directly. To apply for Social Security of any kind while living abroad, contact the nearest U.S. embassy or consulate.
You should apply no later than the month in which you want your benefits to start. You can file up to four months before that, which gives Social Security ample time to process your application. As the minimum age to collect retirement benefits is 62, the earliest you can apply is when you reach 61 years and 9 months.
Otherwise, you will need to apply for survivor benefits by calling the Social Security Administration (SSA) at 800-772-1213 or contacting your local Social Security office. For office visits, the SSA recommends calling in advance and scheduling an appointment to avoid long waits.
You can call Social Security at 800-772-1213 or visit your local Social Security office to discuss how switching benefits could affect you. Local offices fully reopened after being closed to walk-in traffic for more than two years due to the COVID-19 pandemic , but Social Security recommends calling in advance and scheduling an appointment to ...
For example, if you were born on Oct. 1 or 2, 1962, Social Security considers you to be 62 as of Sept. 30 or Oct. 1, 2024. You can apply for benefits in June and they would begin in October. But if you were born between Oct. 3 and 31, your first full month at 62 is November.
Yes, if you are over full retirement age (FRA) — the age at which you qualify for 100 percent of the benefit calculated from your lifetime earnings. Social Security does not allow what it calls “retroactivity” if you claim benefits before then.
About 2 million people, or 3 percent of Social Security beneficiaries, according to a February 2023 report by the Congressional Research Service. Most are former federal workers who were hired before 1984, when the U.S. civil service was brought under the Social Security system, and ex-employees of some state and local government agencies.
Instead, Social Security will apply a special monthly test, sometimes called the “first year” rule, for those three months: If you earn less than $1,860 (one-twelfth of $22,320) for the month, you get your whole benefit payment. If you earn more than that, the $1-for-$2 withholding rule applies.
For example, if you were born in 1958, you reach full retirement age between September 2024 and August 2025. If you put off filing for Social Security until you turn 70, you’ll get 40 months of delayed requirement credits, good for a bump of nearly 27 percent over your full retirement benefit.
In this case, Social Security considers you to have attained full retirement age on the last day of the month preceding the milestone date. For example, if you were born February 1, 1957, you attain your full retirement age of 66 and 6 months on July 31, 2023, and you would receive your first payment in August 2023.