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First Tech has over 650,000 members, and over 12 billion dollars in assets with 36 branches located mostly in high technology business centers of California, Colorado, Oregon, Washington and four other states. [4] [5] It was the first financial institution to offer telephone interactive voice response access and online banking. [citation needed]
This is a list of credit unions in the United States.. A credit union is a member-owned financial cooperative, democratically controlled by its members, and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members. [1]
Digital Federal Credit Union (DCU) is a credit union based in Marlborough, Massachusetts. [1] [2] [3]It has over 1,025,000 members [4] and is the largest credit union headquartered in New England as measured by assets, managing over US $9.9 billion. [4]
Some banks require a customer to deposit a minimum amount via direct deposit, often ranging from $500 to $2,000, within a specific time frame — usually within 60 or 90 days of account opening.
Key takeaways. To open a business bank account, you will need your personal ID as well as business documentation, such as information about your business formation and additional owners or partners.
As of October 2008, depositor accounts are insured by the FDIC up to $250,000 per individual per bank. Banks that are in danger of failing are either taken over by the FDIC, or administered temporarily, then sold or merged with other banks. The FDIC maintains a list of banks showing institutions seized by regulators and the assuming institutions.
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