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Contents insurance can help if your personal belongings are damaged due to a leak or other water damage (though flooding is excluded). In many cases, including with Lemonade Renters, your insurance company will compensate you for the replacement cost of your belongings, minus your deductible.
Home contents coverage is another way of saying personal property coverage. It’s the part of renters insurance that covers your personal belongings and the contents that make up your home, like your furniture, electronics, and clothing.
Personal property coverage — also known as contents coverage on a home policy — helps cover the cost of your personal items if they are destroyed, damaged, or stolen due to a covered loss or peril. Personal property includes things like furniture, clothing, electronics, and kitchenware.
Personal property insurance, or contents insurance, covers your belongings if they're damaged, destroyed, or stolen. Homeowners, condo owners, and renters insurance policies include personal property coverage, but the limits vary.
Home contents insurance, or personal property insurance, covers the cost of replacing belongings in your home that are damaged or stolen. In the US, home contents coverage is usually included as part of a homeowners or renters insurance policy.
Find out more about personal property coverage for renters insurance, what it protects and how much you need. Or, kick of your insurance search with a quote from our friends at Liberty Mutual. The Zebra partners with some of the companies we write about.
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