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2. How to Read a Credit Report to Find the Red Flags - AOL

   www.aol.com/read-credit-report-red-flags...

   The credit report consists of five elements: personal information, credit history, credit inquiries, public records, and the credit score. In general, you should be checking the credit report for ...

3. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...

4. Universal Credit - Wikipedia

   en.wikipedia.org/wiki/Universal_Credit

   Logo. Universal Credit is a United Kingdom based social security payment. It is means-tested and is replacing and combining six benefits, for working-age households with a low income: income-related Employment and Support Allowance (ESA), income-based Jobseeker's Allowance (JSA), and Income Support; Child Tax Credit (CTC) and Working Tax Credit (WTC); and Housing Benefit.

5. What is high credit on a credit report? - AOL

   www.aol.com/finance/high-credit-credit-report...

   FICO scores, for example, take five different categories into account, including payment history, new credit, credit mix, the age of your credit and the amount you owe in relation to your credit ...

6. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

7. Credit score - Wikipedia

   en.wikipedia.org/wiki/Credit_score

   Borrowell and CreditKarma offers free credit report and credit check and this request by the consumer is noted in the credit report as a 'soft inquiry', so it has no effect on their credit score. According to Equifax's ScorePower Report, Equifax Beacon scores range from 300 to 900. Trans Union Emperica scores also range from 300 to 900.

8. How long does it take to increase your credit score? - AOL

   www.aol.com/finance/long-does-increase-credit...

   Event. Average credit score recovery time. Bankruptcy. 6+ years. Home foreclosure. 3 years. Missed/defaulted payment. 18 months. Late mortgage payment (30 to 90 days)

9. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   This score can evaluate the personal credit report of a business owner along with the business credit report of the business itself. Financial information of the business may be evaluated as well. The score range for the FICO SBSS score is 0–300. A higher score indicates less risk.