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2. What is a personal loan? What you should know before ... - AOL

   www.aol.com/finance/personal-loan-213206505.html

   A personal loan works a lot like an auto loan. You borrow money from a lender and pay it back in equal payments over a term of up to seven years. However, unlike a car loan, most personal loans ...

3. How to get a personal loan in 9 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   Medical loans: If you’re in a financial bind due to large medical expenses, a personal loan may be a good way to pay medical bills off and spread the payments out over a number of years.

4. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   A personal loan is money that you borrow to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to their relatively low interest ...

5. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   During the period from 2006 through October 2008 (referred to as 'Prosper 1.0'), Prosper issued 28,936 loans, all of which have since matured. 18,480 of the loans fully paid off and 10,456 loans defaulted, a default rate of 36.1%. $46,671,123 of the $178,560,222 loaned out during this period was written off by investors, a loss rate of 26.1%.

6. Personal loan - Wikipedia

   en.wikipedia.org/?title=Personal_loan&redirect=no

   This page was last edited on 11 September 2021, at 12:19 (UTC).; Text is available under the Creative Commons Attribution-ShareAlike 4.0 License; additional terms may apply.

7. How To Get a Personal Loan: A Step-by-Step Guide - AOL

   www.aol.com/finance/personal-loan-step-step...

   Before you apply for a personal loan, it’s important to know what to expect. Here’s how to get a personal loan in five simple steps. 1. Check Your Credit Score and Calculate Your Debt-to ...

8. Personal budget - Wikipedia

   en.wikipedia.org/wiki/Personal_budget

   The 50/30/20 budget is a simple plan that sorts personal expenses into three categories: "needs" (basic necessities), "wants", and savings. 50% of one's net income then goes towards needs, 30% towards wants, and 20% towards savings.

9. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   Personal loans do not always require that you provide an asset as collateral to get approved. In fact, many personal loans are unsecured. This means that lenders base approval on your credit score ...