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2. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Depending on the country, different laws regulate professional debt settlement companies. In the United States, debt relief companies are required to provide information in advance of a consumer signing up for the services, including the cost and the terms. A legitimate company will use a Federal Deposit Insurance Corporation-insured trust ...

3. Uniform Debt-Management Services Act - Wikipedia

   en.wikipedia.org/wiki/Uniform_Debt-Management...

   It provides the states with a comprehensive act governing these services that will mean national administration of debt counseling and management in a fair and effective way. In March 2008, several important amendments were made to the UDMSA. With these amendments, more than 20 states are executed to introduce the act in 2009.

4. State defaults in the United States - Wikipedia

   en.wikipedia.org/wiki/State_defaults_in_the...

   Another problem of reforming the bankruptcy code to include states is the Contract Clause of the U.S. Constitution, which prohibits state governments from ‘impairing the obligation of contracts.’ [5] As originally understood, this clause prohibited state legislatures from passing any laws to relieve either private debt or the state ...

5. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   Ensure that the debt settlement company complies with state and federal regulations governing debt settlement practices. Verify that the company is licensed to operate in your state and ...

6. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   The cost of using a debt settlement service may vary widely based on state laws, the amount of debt you wish to negotiate and the creditor’s willingness to settle.

7. Your State-by-State Guide to Statute of Limitations on Debt - AOL

   www.aol.com/state-state-guide-statute...

   This is because of the statute of limitations on debt. However, the terms of these laws vary, by state and by type of debt. For example, federal student loan debt is not covered by the statute of ...