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2. Should you use a cosigner to get a loan? The pros and cons - AOL

   www.aol.com/finance/cosigner-loan-pros-cons...

   A cosigner can help you qualify for a loan, but there are risks including impacting the cosigner’s credit score or finances. ... “With personal loans, rates are decided primarily by credit ...

3. Can You Buy a Car Without Credit History or a Cosigner - AOL

   www.aol.com/buy-car-without-credit-history...

   He described how borrowers with FICO scores under 500 can still get approved for car loans, although with higher interest rates — around 14.08% for new cars and “a staggering 21.32% for used ...

4. Should you cosign a loan for your child or a loved one? A ...

   www.aol.com/finance/pros-cons-cosigning-loan...

   Benefits of cosigning. Drawbacks of cosigning. You can help a loved one qualify for a loan. You assume full liability for payments and late fees if the main borrower falls behind or files bankruptcy

5. Unsecured debt - Wikipedia

   en.wikipedia.org/wiki/Unsecured_debt

   An example of these loans are cooperative loans. Interest rates for personal loans in Malaysia are influenced by either one of these factors: loan amount, loan tenure and income of the applicant. In some cases, the bank will take 2 or even 3 of these factors to decide on the appropriate interest rate to be applied to the personal loan.

6. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

   www.aol.com/best-auto-loan-rates-first-160019538...

   For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates.The average auto loan rate for someone with excellent credit is 5.25%, according to ...

7. Personal guarantee - Wikipedia

   en.wikipedia.org/wiki/Personal_guarantee

   A personal guarantee is a promise made by a person or an organization (the guarantor) to accept responsibility for some other party's debt (the debtor) if the debtor fails to pay it. In the case of a personal guarantee made by an individual on behalf of another, the person who makes the personal guarantee is usually referred to as a co-signer ...