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  2. 7 Times You Can Get Life Insurance With No-Exam Policies

    www.aol.com/lifestyle/7-times-life-insurance-no...

    No-exam life insurance simplifies this by requiring only a basic health questionnaire, eliminating the need for medical testing. This way, you can secure how much life insurance coverage you need ...

  3. How to buy life insurance without a medical exam - AOL

    www.aol.com/finance/buy-life-insurance-without...

    Guaranteed acceptance life insurance, also known as guaranteed issue or final expense insurance, does not require a medical exam or health questionnaire. This type of policy is designed for older ...

  4. Guaranteed issue life insurance - AOL

    www.aol.com/finance/guaranteed-issue-life...

    Guaranteed issue life insurance, also known as guaranteed life insurance or guaranteed acceptance life insurance, is a type of policy that does not require any health questionnaires or medical ...

  5. Information asymmetry - Wikipedia

    en.wikipedia.org/wiki/Information_asymmetry

    The balance of power can, however, also be in the hands of the buyer. When buying health insurance, the buyer is not always required to provide full details of future health risks. By not providing this information to the insurance company, the buyer will pay the same premium as someone much less likely to require a payout in the future. [5]

  6. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

  7. Medical underwriting - Wikipedia

    en.wikipedia.org/wiki/Medical_underwriting

    Medical underwriting is a health insurance term referring to the use of medical or health information in the evaluation of an applicant for coverage, typically for life or health insurance. As part of the underwriting process, an individual's health information may be used in making two decisions: whether to offer or deny coverage and what ...

  8. Can I convert my term life insurance to whole life insurance?

    www.aol.com/finance/convert-term-life-insurance...

    No matter how your health has changed, you can lock in permanent coverage without worrying about disqualifications or higher rates due to new health risks. Your family’s future is still on your ...

  9. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    A form of term life insurance coverage that provides a return of some of the premiums paid during the policy term if the insured person outlives the duration of the term life insurance policy. For example, if an individual owns a 10-year return of premium term life insurance plan and the 10-year term has expired, the premiums paid by the owner ...

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