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  2. Subsidized vs. Unsubsidized Loans: Which Is Better for ... - AOL

    www.aol.com/finance/subsidized-vs-unsubsidized...

    When you take out federal student loans to pay for school, you may be considering subsidized versus unsubsidized loans. Subsidized vs. Unsubsidized Loans: Which Is Better for College Borrowing ...

  3. Student financial aid in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_financial_aid_in...

    The Unsubsidized Stafford Loan and Grad PLUS loans are non-need-based loans available for both undergraduate and graduate students who do not qualify for need-based financial aid. [ 16 ] Even though these loans are not subsidized, interest rates are set by Congress, the programs are closely supervised, and they provide many protections that ...

  4. PAYE vs. SAVE: Which is better? - AOL

    www.aol.com/finance/paye-vs-save-better...

    Government pays surplus interest charges on subsidized loans for three years. ... which is the difference between your adjusted gross income ... Direct Subsidized Loans. Direct Unsubsidized Loans.

  5. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    Graphic 1: Total number of dollars (in billions) entering default, 2009-2018, data source: CRS Graphic 2: This graph portrays the changes in the interest rate for direct subsidized loans, 2004-2019. Default and delinquency are increasingly common and are a large risk the government bears when giving out low-interest rate loans.

  6. Student loan - Wikipedia

    en.wikipedia.org/wiki/Student_loan

    Federal loans can be "subsidized" or "unsubsidized." Interest does not accrue on subsidized loans while the students are in school. Student loans may be offered as part of a total financial aid package that may also include grants, scholarships, and/or work study opportunities. Whereas interest for most business investments is tax deductible ...

  7. Public vs. Private Student Loans: Why the Differences Matter ...

    www.aol.com/news/2013-05-01-student-loans-public...

    Here are some of the major differences between the two: Interest Rates ... loans range from 3.4 percent for subsidized Stafford loans for low-income students, 5 percent for Perkins loans, 6.8 ...

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