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  2. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    When exploring mortgage options, your credit score typically only takes a hit when you obtain a loan preapproval from a mortgage lender. That’s because getting preapproved involves a “hard ...

  3. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    Key takeaways. You can get a mortgage with a credit score as low as 620, 580 or even 500, depending on the type of loan. Some mortgage lenders offer bad credit loans with more flexible qualifying ...

  4. Prequalification is a preliminary step that only involves what’s known as a soft credit inquiry and therefore does not affect your credit score. “Mortgage prequalification does not impact your ...

  5. How to get preapproved for a mortgage - AOL

    www.aol.com/finance/preapproved-mortgage...

    In general, lenders like to see a mortgage payment taking up no more than 28 percent of your gross monthly income and your total debt payments (which include credit cards, car loans and other ...

  6. Best mortgage lenders for bad credit in 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders-bad...

    Availability: All U.S. states Loans offered: Conventional, jumbo, FHA, VA, USDA Credit requirements: 620 for conventional loans, 640 for FHA loans, 680 for VA loans Down payment minimum ...

  7. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent down and a minimum credit score of 620.

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