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2. Calculator: How Much Life Insurance Do I Really Need? - AOL

   www.aol.com/lifestyle/calculator-much-life...

   4. Premium as Percentage of Income. Another method looks at how much you can reasonably spend on premiums. A common guideline is to allocate between 1% to 3% of your annual income toward life ...

3. Who needs life insurance? - AOL

   www.aol.com/finance/needs-life-insurance...

   A licensed insurance agent or financial advisor can help you decide how much life insurance you need, but in general, you may want to calculate the amount of lost income you’d need to replace if ...

4. Life Insurance: How to Choose The Best Option for You ... - AOL

   www.aol.com/life-insurance-choose-best-option...

   Life insurance is designed to pay out a death benefit to your beneficiaries if you pass away. ... And here are average monthly premiums for a $100,000 whole life policy for a 30-year-old in good ...

5. How to buy life insurance in 8 steps - AOL

   www.aol.com/finance/buy-life-insurance-8-steps...

   Term life insurance: Term life insurance is generally the cheapest kind of life insurance. It provides coverage over a specific term period, usually between 10 and 30 years.

6. Term life insurance - Wikipedia

   en.wikipedia.org/wiki/Term_life_insurance

   Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.

7. How much life insurance do I need? - AOL

   www.aol.com/finance/much-life-insurance...

   You can also use a free life insurance calculator to give you a general idea of how much coverage may be necessary for you. Another option is to use one of the popular models devised by insurance ...