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  2. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Some major banks offer payday loans with interest rates of 225 to 300 percent, while storefront and online payday lenders charge rates of 200 to 500 percent. Online loans are predicted to account for 60% of payday loans by 2016.

  3. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 27 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  4. Upgrade vs. TD Bank: Which offers better personal loans? - AOL

    www.aol.com/finance/upgrade-vs-td-bank-offers...

    Upgrade and TD Bank both offer personal loans of up to $50,000 with similar starting APRs and funding times. Still, they differ in several ways, including their repayment terms and eligibility ...

  5. Loan shark - Wikipedia

    en.wikipedia.org/wiki/Loan_shark

    A loan shark is a person who offers loans at ... get more money from banks, legitimate consumer loans, or credit cards. ... early 20th century salary loan, the ...

  6. SoFi vs. LendingClub: Which offers better personal loans? - AOL

    www.aol.com/finance/sofi-vs-lendingclub-offers...

    LendingClub offers loans as small as $1,000, compared to SoFi’s $5,000 minimum. This makes it a better choice if you just need a small cash boost to cover a small expense, such as a car repair ...

  7. Banks and Student Loans: 9 Things You Need To Know - AOL

    www.aol.com/banks-student-loans-9-things...

    Banks offer loans for undergraduate, graduate and postgraduate students. You can even get private loans for certain career training programs. More From Best Banks: The Best Online Banks of 2025.

  8. LightStream - Wikipedia

    en.wikipedia.org/wiki/LightStream

    Debuting in March 2013, LightStream is a financial services technology company that provides unsecured, personal loans to people with good credit rating, through a digital process. On April 20, Truist announced that it will fold LightStream into its broader consumer business, a move designed to reduce the costs of operating a separate brand.

  9. Bank statement loan: What is it and who should get one? - AOL

    www.aol.com/finance/bank-statement-loan-one...

    They tend to offer much better interest rates and terms compared to bank statement loans. Simply put, “if you have pay stubs, it’s a much better deal to submit pay stubs,” says Seibel.

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