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How an insurance adjuster gets paid depends on the type of adjuster they are. Company adjusters are typically on a fixed salary from the insurance company and may also get an annual bonus, such as ...
Crawford & Company is one of the world's largest independent providers of claims management to the risk management and insurance industry as well as self-insured entities. The company is based in Atlanta, Georgia with clients in more than 70 countries. Jim Crawford, formerly an insurance company claims manager, founded Crawford & Company in ...
be a licensed agent, broker, adjuster, or solicitor, or; have at least two years of full-time experience in the insurance industry or as a risk management practitioner, or; have served as a full-time insurance faculty member at an accredited college or university; As of December 2012, there were 30,986 active CIC designees.
Some state departments of insurance allow insurers to use cat modeling in their rate filings to help determine how much premium their policyholders are charged in catastrophe-prone areas. Insurance rating agencies such as A. M. Best and Standard & Poor's use cat modeling to assess the financial strength of insurers that take on catastrophe risk.
Total Permanent Disability (TPD) is a phrase used in the insurance industry and in law.Generally speaking, it means that because of a sickness or injury, a person is unable to work in their own or any occupation for which they are suited by training, education, or experience.
Most flood coverage is provided by the US government’s National Flood Insurance Program, after private insurers exited the market en masse nearly 100 years ago following catastrophic flooding of ...
Business interruption insurance (also known as business income insurance) is a type of insurance that covers the loss of income that a business suffers after a disaster.The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disaster.
Dangerous tasks are common in the construction workplace. Workers' compensation or workers' comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.
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