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2. Affordable Care Act Health Insurance Rate Review Program

   en.wikipedia.org/wiki/Affordable_Care_Act_Health...

   The Affordable Care Act (ACA) established the health insurance rate review program in order to protect consumers from unreasonable rate increases. [1] Through this program, proposed premium increases in the small group and individual markets that are above a threshold amount (ten percent or more, as of February 2014) are reviewed by states or the federal government to determine whether the ...

3. Health insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Health_insurance_in_the...

   The Affordable Care Act of 2010 was designed primarily to extend health coverage to those without it by expanding Medicaid, creating financial incentives for employers to offer coverage, and requiring those without employer or public coverage to purchase insurance in newly created health insurance exchanges. This requirement for almost all ...

4. Health insurance marketplace - Wikipedia

   en.wikipedia.org/wiki/Health_insurance_marketplace

   Health insurance exchanges in the United States expand insurance coverage while allowing insurers to compete in cost-efficient ways and help them to comply with consumer protection laws. Exchanges are not themselves insurers, so they do not bear risk themselves, but they do determine which insurance companies participate in the exchange.

5. Health care prices in the United States - Wikipedia

   en.wikipedia.org/wiki/Health_care_prices_in_the...

   The rate of increase in both health insurance premiums and out-of-pocket costs have declined in the employer-based market. For example, premiums increased at an annual rate of 5.6% from 2000-2010, but 3.1% from 2010-2016. An estimated 155 million persons under the age 65 were covered under health insurance plans provided by their employers in 2016.

6. California’s insurance is in crisis. The solution will cost ...

   www.aol.com/california-insurance-crisis-solution...

   The rising threat of wildfires, and insurance companies pulling back on offering coverage in the large swaths of California at risk for these devastating disasters, has become a crisis for ...

7. Health insurance coverage in the United States - Wikipedia

   en.wikipedia.org/wiki/Health_insurance_coverage...

   Of the subtypes of health insurance coverage, employer-based insurance remained the most common, covering 55.1 percent of the population for all or part of the calendar year. Between 2017 and 2018, the percentage of people covered by Medicaid decreased by 0.7 percentage points to 17.9 percent.