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2. Flood insurance rate map - Wikipedia

   en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

   A flood insurance rate map (FIRM) is an official map of a community within the United States that displays the floodplains, more explicitly special hazard areas and risk premium zones, as delineated by the Federal Emergency Management Agency (FEMA). [1]

3. Flood insurance - Wikipedia

   en.wikipedia.org/wiki/Flood_insurance

   Very few insurers in the US provide private market flood insurance coverage due to the hazard of flood typically being confined to a few areas. As a result, it is an unacceptable risk due to the inability to spread the risk to a wide enough population in order to absorb the potential catastrophic nature of the hazard.

4. The difference between homeowners insurance and hazard ... - AOL

   www.aol.com/finance/difference-between...

   Searching for the right homeowners insurance policy can be confusing. There is insurance-specific terminology to master, for example. One phrase you may hear when you are talking to insurance ...

5. What Is a homeowners insurance peril and how does it work? - AOL

   www.aol.com/finance/homeowners-insurance-peril...

   A peril, risk and hazard are all related, but have different meanings when speaking about insurance. A peril is the actual event that causes damage and loss A risk is the likelihood of a peril ...

6. Parametric insurance - Wikipedia

   en.wikipedia.org/wiki/Parametric_insurance

   Parametric insurance (also called index-based insurance) is a non-traditional insurance product that offers pre-specified payouts based upon a trigger event. [1] Trigger events depend on the nature of the parametric policy and can include environmental triggers such as wind speed and rainfall measurements, business-related triggers such as foot traffic, [2] and more.

7. How much homeowners insurance do I need? - AOL

   www.aol.com/finance/much-homeowners-insurance...

   Earthquake insurance: Most homeowners insurance policies do not cover damages caused by earthquakes, even in high-risk areas. However, many home insurers offer separate policies or homeowners ...