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  2. What is business collateral?

    www.aol.com/finance/business-collateral...

    The SBA only requires that standard 7(a) loans, for example, get backed by collateral if the loan amount exceeds $25,000. But the lenders — not the SBA — make the final decision on when to ask ...

  3. Alternatives to unsecured business loans - AOL

    www.aol.com/finance/alternatives-unsecured...

    Most SBA loans over $50,000 require some form of collateral based on the lender’s non-SBA-guaranteed commercial loan policies. Examples of SBA collateral include real estate, inventory and ...

  4. How to get an unsecured business loan - AOL

    www.aol.com/finance/unsecured-business-loan...

    SBA loans: The U.S. Small Business Administration offers several loans and does not require collateral for loans under $25,000. Secured lines of credit: Lines of credit are a type of revolving ...

  5. How to get a business loan from a bank - AOL

    www.aol.com/finance/business-loan-bank-192210975...

    4. For secured loans, choose your collateral. Any secured loan requires collateral to back the loan. Term loans and credit lines often have both secured and unsecured options. Just be aware that ...

  6. Is a small business loan secured or unsecured? - AOL

    www.aol.com/finance/small-business-loan-secured...

    Key takeaways. Secured business loans require collateral to back the loan. Unsecured business loans typically require a personal guarantee, while secured loans may have lower interest rates and ...

  7. Business loan - Wikipedia

    en.wikipedia.org/wiki/Business_loan

    The US Small Business Administration (SBA) does not make loans; instead it guarantees loans made by individual lenders. The main SBA loan programs are SBA 7(a) which includes both a standard and express option; Microloans (up to $50,000); 504 Loans which provide financing for fixed assets such as real estate or equipment; and Disaster loans. In ...

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