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2. Life insurance medical exams - AOL

   www.aol.com/finance/life-insurance-medical-exams...

   The life insurance medical exam is part of many insurers’ underwriting processes to evaluate the risk of insuring you. The medical exam can be done at your home or office and typically takes ...

3. Life Office Management Association - Wikipedia

   en.wikipedia.org/wiki/Life_Office_Management...

   Brokers also use the LOMA educational courses to count towards the continuing professional education (CPE) requirement needed to maintain their license in good standing with regulators. [ 7 ] LOMA's board of directors is made up of insurance industry chief executive officers, presidents and vice-presidents, lawyers and other industry professionals.

4. MIB Group - Wikipedia

   en.wikipedia.org/wiki/MIB_Group

   Once known as the "Medical Information Bureau" MIB was founded in 1902 by a group of life insurance companies with a desire to create an industry wide database of life insurance and other products. The goal was to share information as a way to protect applicants, insurers, and policyholders from omissions and fraud that prevented the sound and ...

5. Adverse selection in life insurance - AOL

   www.aol.com/finance/adverse-selection-life...

   In life insurance, adverse selection describes the occurrence of individuals with a high-risk profession, hobby or health condition applying for life insurance more often than low-risk individuals ...

6. Million Dollar Round Table - Wikipedia

   en.wikipedia.org/wiki/Million_Dollar_Round_Table

   Logo of the Million Dollar Round Table. The Million Dollar Round Table (MDRT) is a trade association formed in 1927 to help insurance brokers and financial advisors establish best business practices and develop ethical and effective ways to increase client interest in financial products, specifically risk based products like life insurance, disability and long term care. [1]

7. Tobacco and life insurance: Here’s what you should know - AOL

   www.aol.com/finance/tobacco-life-insurance-know...

   Life insurance eligibility and rates are impacted by several factors, including your health. Since life insurance companies determine premiums based on risk, the healthier a person is, the cheaper ...

8. Actuarial science - Wikipedia

   en.wikipedia.org/wiki/Actuarial_science

   2003 US mortality table, table 1, page 1Actuarial science is the discipline that applies mathematical and statistical methods to assess risk in insurance, pension, finance, investment and other industries and professions.

9. How to buy life insurance without a medical exam - AOL

   www.aol.com/finance/buy-life-insurance-without...

   Obtaining life insurance can feel like a complicated process, especially if the thought of a medical exam puts you off. The good news is you don’t always need an exam to get covered.