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2. Should You Pay Off Your Student Loans or Your Credit Card First?

   www.aol.com/pay-off-student-loans-credit...

   Student loans charge interest too, but the rates generally aren't as high, especially for federal student loans. Direct loans for undergraduate students right now only charge 6.53%.

3. Personal loans for college students: Should you ever consider ...

   www.aol.com/finance/consider-getting-personal...

   Lower interest rates than credit cards: The average personal loan interest rate is 12.36 percent, compared to the average credit card APR of 20.71 percent. Cons

4. Do Your Student Loans Affect Your Credit? - AOL

   www.aol.com/finance/student-loans-affect-credit...

   The good news is that deferment, a temporary break from making student loan payments without adding interest, does not hurt your credit score. Also, a forbearance which allows you to temporarily ...

5. How to choose a student credit card - AOL

   www.aol.com/finance/choose-student-credit-card...

   Here are the other factors you’ll need to compare when choosing a student credit card: Annual percentage rates ... This is the interest rate you’ll pay yearly if you carry a balance on ...

6. Pros and cons of student credit cards - AOL

   www.aol.com/finance/pros-cons-student-credit...

   These unsecured credit cards are typically easier to qualify for than traditional credit cards. The best student credit cards report your responsible spending and on-time monthly payments to the ...

7. Student loan - Wikipedia

   en.wikipedia.org/wiki/Student_loan

   Federal student loan interest rates are established by Congress and listed in § 20 U.S.C. § 1087E(b). Because the interest rates are established by Congress, interest rates are a political decision. In 2010, the federal student loan program ran a multibillion-dollar "negative subsidy", or profit, for the federal government.