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  2. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    No-fault does not mean someone did not cause an accident, and the at-fault driver can still be held liable for damages beyond what everyone’s no-fault insurance covered. Each state has a ...

  3. What happens if you get in an accident without insurance? - AOL

    www.aol.com/finance/happens-accident-without...

    A car accident, no matter how minor, is always a stressful event — which can be made worse if one party does not have insurance. Here’s what to do after an accident with a driver who does not ...

  4. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    When it comes to car insurance, a state is classified as either a no-fault state or a tort state. In no-fault states, PIP pays out to cover your injuries after an accident regardless of fault.

  5. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.

  6. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

  7. Accident management - Wikipedia

    en.wikipedia.org/wiki/Accident_management

    It assists motorists and businesses in non-fault collisions to recoup the out-of-pocket costs not covered by their insurance. [ citation needed ] Examples of uninsured losses may include hire vehicle or alternative transport costs, vehicle recovery and storage fees, lost earnings, private medical treatment, policy excesses, phone calls and ...

  8. Do you need full-coverage car insurance? What it is, when it ...

    www.aol.com/finance/full-coverage-car-insurance...

    In no-fault states, PIP covers medical expenses for you and your passengers regardless of who caused the accident. This includes hospital bills, lost wages while recovering and essential services ...

  9. Personal injury - Wikipedia

    en.wikipedia.org/wiki/Personal_injury

    Although the benefits will vary depending on the state, no-fault benefits will generally: (1) pay for an injured person's car crash-related medical bills and lost wages; (2) be paid by the injured person's own insurance company; and (3) be paid regardless of whether the injured person was at-fault for the crash.