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Driving without insurance in Florida is against the law. ... Since Florida is a no-fault state, the other driver’s PIP should initially provide coverage to them for their injuries (and lost ...
When it comes to liability insurance in Florida, only property damage liability (PDL) is technically required by law, of which drivers are required to carry $10,000 as part of their no-fault car ...
At-fault and no-fault states settle insurance claims a bit differently. ... The 12 states that have no-fault insurance laws are: Florida. Hawaii. Kansas. Kentucky. Massachusetts. Michigan. Minnesota.
Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
1972 – The no-fault automobile insurance, [2] introduced by PRM in 1969 as "Auto-Matic Pay" generated legislation at the state and national levels. The Connecticut Legislature acted to make a similar plan mandatory throughout the state. Today, some form of this policy is available to car owners everywhere, and the concept is universally ...
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