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EMV contactless symbol used on compatible payment terminals. EMV stands for "Europay, Mastercard, and Visa", the three companies that created the standard.Contactless payment systems are credit cards and debit cards, key fobs, smart cards, or other devices, including smartphones and other mobile devices, that use radio-frequency identification (RFID) or near-field communication (NFC) for ...
The number of different memory cards that a multi card reader can accept is expressed as x-in-1, with x being a figure of merit indicating the number of memory cards accepted, such as 35-in-1. There are three categories of card readers sorted by the type and quantity of the card slots: single card reader (e.g. 1x SD-only), multi card reader (e ...
A card reader is a data input device that reads data from a card-shaped storage medium and provides the data to a computer. Card readers can acquire data from a card via a number of methods, including: optical scanning of printed text or barcodes or holes on punched cards, electrical signals from connections made or interrupted by a card's punched holes or embedded circuitry, or electronic ...
In all three modes, the CAP reader asks the EMV card to output a data packet that confirms the cancellation of a fictitious EMV payment transaction, which involves the details entered by the user. This confirmation message contains a message authentication code (typically CBC-MAC / Triple DES ) that is generated with the help of a card-specific ...
XM (requires an eXternal electro-mechanical adapter) – Technically the same as EM, but such adapter usually consists of 2 parts: a pseudo-card with pin routing and physical enclosure size that perfectly match the target slot and a break-out box (a card reader) that holds a real card. Such adapter is the least comfortable to use.
Chip card interface devices come in a variety of forms. The smallest CCID form is a standard USB dongle and may contain a SIM card or Secure Digital card inside the USB dongle. [ citation needed ] Another popular interface is a USB smart card reader keyboard , which in addition to being a standard USB keyboard, has an built-in slot for ...
PAX Technology S90 credit card terminal with a Visa card inserted.. A payment terminal, also known as a point of sale (POS) terminal, credit card machine, card reader, PIN pad, EFTPOS terminal (or by the older term as PDQ terminal which stands for "Process Data Quickly" [1]), is a device which interfaces with payment cards to make electronic funds transfers.
A Secure Access Module (SAM), also known as a Secure Application Module, is a piece of cryptographic hardware typically used by smart card card readers to perform mutual key authentication. [ 1 ] [ 2 ] [ 3 ] SAMs can be used to manage access in a variety of contexts, such as public transport fare collection and point of sale devices.
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