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2. What happens if your mortgage company goes bankrupt? - AOL

   www.aol.com/finance/happens-mortgage-company...

   Again, if your mortgage lender fails or files for bankruptcy, nothing should change for you personally. All of your loan terms — your interest rate , monthly payment and remaining balance ...

3. Should You Declare Bankruptcy? Here's How to Decide - AOL

   www.aol.com/declare-bankruptcy-heres-decide...

   I used to be a bankruptcy lawyer, and I was often asked whether someone should file for bankruptcy. And even today, when people struggle to manage their budgets, it's a question I still get from ...

4. How Does Bankruptcy Affect Your HELOC? - AOL

   www.aol.com/finance/does-bankruptcy-affect-heloc...

   Bankruptcy can clear out overwhelming debt, especially unsecured debt, making it easier to manage your mortgage and home equity loans. While Chapter 7 liquidates non-exempt assets to pay creditors ...

5. Bankruptcy - Wikipedia

   en.wikipedia.org/wiki/Bankruptcy

   A bankruptcy notice can be issued where, among other cases, a person fails to pay a judgment debt of at least $5,000. [20] A person can also seek to have themselves declared bankrupt for any amount of debt by lodging a debtor's petition with the "Official Receiver", [21] which is the Australian Financial Security Authority (AFSA). [22]

6. Chapter 13, Title 11, United States Code - Wikipedia

   en.wikipedia.org/wiki/Chapter_13,_Title_11...

   The disadvantage of filing for personal bankruptcy is that, under the Fair Credit Reporting Act, a record of this stays on the individual's credit report for up to 7 years (up to 10 years for Chapter 7); [5] still, it is possible to obtain new debt or credit (cards, auto, or consumer loans) after only 12–24 months, and a new FHA mortgage loan just 25 months after discharge, and Fannie Mae ...

7. Bankruptcy Abuse Prevention and Consumer Protection Act

   en.wikipedia.org/wiki/Bankruptcy_Abuse...

   Congress amended this section of the Bankruptcy Code to provide for the dismissal or conversion of a Chapter 7 case upon a finding of "abuse" by an individual debtor (or married couple) with "primarily consumer debt". The pre-BAPCPA language of § 707(b) provided for dismissal of a chapter 7 case upon a finding of "substantial abuse".