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Redlining is a discriminatory practice in ... of HOLC and its maps in redlining. [22] Redlining maps even became prominent ... did not make them illegal; it only ...
The Fair Housing Amendment Act of 1988 did make a system of administrative law judges to hear housing discrimination cases to help against the illegal actions. Other examples of federal legislation may include increased federal legislation enforcement, scattered-site housing, [21] or state and local enforcement on a more concentrated level. [81]
In the United States, large discrepancies in poverty and affluence have become geographically and therefore racially concentrated. Much residential segregation resulted from the discriminatory lending practice of redlining , which delineated certain primarily minority neighborhoods as risky for investment or lending. [ 36 ]
“Redlining devalued residential real estate, which made it more attractive to real estate speculators because of artificially low prices, so you can flip it for more money.
We know all too well the systemic roadblocks people of color, and particularly Black Americans, face in realizing the dream of homeownership. | Op-ed by T’wina Nobles and Maureen Fife
While overt segregation is illegal in the United States, housing patterns show significant and persistent segregation along racial and class lines. The history of American social and public policies, like Jim Crow laws , exclusionary covenants , and the Federal Housing Administration's early redlining policies, set the tone for segregation in ...
The anti-redlining effort has now secured $107 million in relief, including the Ameris settlement, which a judge must approve. A $31 million settlement with Los Angeles-based City National in ...
The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.