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  2. How to make sure your bank is FDIC-insured — and what to ...

    www.aol.com/finance/how-to-confirm-bank-fdic...

    With joint accounts, the FDIC insurance covers up to $250,000 per co-owner — or $500,000. However, this limit applies to all joint accounts that you share at a bank.

  3. 6 best ways to FDIC-insure your excess bank deposits - AOL

    www.aol.com/finance/ways-to-insure-excess-bank...

    Here’s an example of popular cash management accounts and their maximum FDIC insurance coverage limits. ... Per bank means the insurance limit applies to each bank separately. So if you have ...

  4. The FDIC change that leaves wealthy bank depositors ... - AOL

    www.aol.com/finance/fdic-change-leaves-wealthy...

    What isn't changing is that the FDIC still insures up to $250,000 per depositor and per account category at each bank. Here's how that works: Say you have $250,000 in an individual savings account ...

  5. FDIC insurance: What it is and how it works - AOL

    www.aol.com/finance/fdic-insurance-works...

    FDIC insurance is backed by the full faith and credit of the U.S. government and guarantees bank consumers that their money is safe for up to a limit of $250,000 per depositor, per FDIC-insured ...

  6. Federal Deposit Insurance Corporation - Wikipedia

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    The Federal Deposit Insurance Corporation (FDIC) is a United States government corporation supplying deposit insurance to depositors in American commercial banks and savings banks. [ 8 ] : 15 The FDIC was created by the Banking Act of 1933 , enacted during the Great Depression to restore trust in the American banking system.

  7. How much should you keep in a high-yield savings account? - AOL

    www.aol.com/finance/how-much-in-high-yield...

    FDIC insurance covers up to $250,000 per depositor, per insured bank, for each account ownership category. If your single-ownership HYSA account at any given institution exceeds this limit, any ...

  8. 7 best ways to insure excess deposits - AOL

    www.aol.com/finance/7-best-ways-insure-excess...

    These deposits are insured for up to $250,000 per depositor, per FDIC-insured bank, per account ownership category. The FDIC insurance limit has been the same for more than a decade .

  9. Many are worried about their bank accounts' safety — here's ...

    www.aol.com/finance/fdic-insurance-heres-certain...

    The Federal Deposit Insurance Corp.'s (FDIC) standard insurance covers up to $250,000 per depositor, per bank, for every account ownership category for deposit accounts like savings, checking, and ...