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No-exam life insurance simplifies this by requiring only a basic health questionnaire, eliminating the need for medical testing. ... sometimes as early as age 65 or 70. No-exam policies frequently ...
Speaking with a licensed insurance agent may help you determine the best no-exam life insurance or if you could potentially qualify for a policy with a medical exam at a lower rate.
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Colonial Penn, which began as an insurance provider through AARP focused on people over 65, [1] now has a marketing campaign that is aimed at people between the age of 50 and 85, specializing in “guaranteed acceptance whole life insurance“ and to help their families cover funeral costs after the individual dies. The company's name comes ...
Of course, guaranteed life insurance is not the only option for policy seekers with health complications that make them high-risk for term life insurance providers. The following policy types may ...
Indexed universal life (often shortened to IUL) is a type of universal life insurance product that offers a death benefit coupled with a cash value account that can be used to pay policy premiums or take withdrawals and loans. [1]
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