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2. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Debt consolidation loan alternatives. Because debt consolidation loans are unsecured personal loans, lenders may have stricter eligibility requirements. This could make it difficult for those with ...

3. Alternatives to debt relief - AOL

   www.aol.com/finance/alternatives-debt-relief...

   5 alternatives to debt relief ... for those dealing with high-interest credit card debt. It can also help boost your credit score by lowering ... you with a dedicated counselor for free, and many ...

4. Personal loan alternatives for bad-credit borrowers - AOL

   www.aol.com/finance/alternatives-bad-credit...

   Key takeaways. Many alternatives to bad credit loans may come with lower costs and save you money in the long run. Secured options may help you get the financing you need, but will put your ...

5. How to get debt-free - AOL

   www.aol.com/finance/debt-free-202046867.html

   Getting debt-free in a year relies on your willingness to commit to a budget, adopt a payoff strategy and stick to it. The most important aspect is to always look forward to success. Don’t get ...

6. Do you have too much debt? Understanding your debt and ... - AOL

   www.aol.com/finance/too-much-debt-understanding...

   Good vs. bad debt. While there are many different kinds of debt, not all debt is considered equal in the eyes of lenders. ... credit counseling is another low-cost alternative you can explore. You ...

7. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Debt relief scams: Some criminals target those seeking help with credit card debt. Make sure that you know how to identify a debt relief scam, such as guarantees that you will qualify for debt ...

8. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   That extra cash could help you pay off your debt faster. Cons of debt consolidation. It’s also important to understand the downsides: Upfront costs: That personal loan or HELOC doesn’t come ...

9. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Through a debt management program (DMP), you work with a credit counselor on a roadmap to help you get out of debt sooner. The plan includes budget development to help you better manage your finances.