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  2. What is a gift letter for a mortgage? - AOL

    www.aol.com/finance/gift-letter-mortgage...

    Your lender might have a gift letter template it requires borrowers to use, so be sure to ask your loan officer before writing your own. Below is a sample for illustrative purposes only. Gift ...

  3. California car insurance laws - AOL

    www.aol.com/finance/california-car-insurance...

    If you can’t afford car insurance or fulfill any of the other mentioned options for financial responsibility, California does offer a Low-Cost Auto Insurance Program as an alternative. Under ...

  4. California Department of Insurance - Wikipedia

    en.wikipedia.org/wiki/California_Department_of...

    Its budget is primarily derived from funds generated by license fees, assessments, and Proposition 103 recoupment fees. The CDI licenses over 1,500 insurance companies and more than 320,000 insurance agents and insurance brokers in the state of California, United States. The current California Insurance Commissioner is Ricardo Lara.

  5. 7 ways to give money as a gift - AOL

    www.aol.com/finance/7-ways-money-gift-170121968.html

    Monetary gifts, including cash, gift cards, and money orders are a convenient option. These gifts can be personalized to suit a recipient's preferences or needs. Understand the tax implications of ...

  6. California Low Cost Auto Insurance Program - Wikipedia

    en.wikipedia.org/wiki/California_Low_Cost_Auto...

    The objective is to give all residents of California the opportunity to be insured by providing affordable options. [1] When you apply for the program, you have to meet certain income requirements. As an example, a single person cannot have income that exceeds an amount over 250% of the poverty level. Most states in the contiguous U.S. have a ...

  7. How to save on car insurance: 7 ways to lower your rate

    www.aol.com/finance/save-car-insurance-7-ways...

    4. Consider pay-per-mile insurance. You may have heard of usage-based insurance or pay-per-mile insurance.While they’re slightly different types of policies, they can save you money.

  8. Gift (law) - Wikipedia

    en.wikipedia.org/wiki/Gift_(law)

    The donee must accept the gift in order for the property transfer to take place. [1] However, because people generally accept gifts, acceptance will be presumed, so long as the donee does not expressly reject the gift. [2] A rejection of the gift destroys the gift, so that a donee cannot revive a once-rejected gift by later accepting it.

  9. Gap insurance in California: what you need to know - AOL

    www.aol.com/finance/gap-insurance-california...

    Gap insurance. Comprehensive. Collision. What it covers. Only covers your car if it is deemed a total loss. Only pays the difference between the depreciated value and your remaining loan balance.

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