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Lots of government officials have promised to help homeowners facing foreclosure, but New York City is finally offering homeowners something of real value: free legal aid to help them negotiate a ...
Legal Services NYC (LSNYC) is a nonprofit organization that provides free civil legal assistance to low-income people in New York City. The community-based organization serves more than 100,000 clients annually. [ 2 ]
The New York Legal Assistance Group (NYLAG) is a non-profit organization that provides free civil legal services to low-income New Yorkers. Its services include direct representation, case consultation, advocacy, community education, training, financial counseling, and impact litigation .
Over the last two decades, civil legal aid services have shown to save the homes of more than 6,000 tenants in New York according to the 1996 study by the Association of the Bar of the City of New York. [54] Because of the fragmented nature of civil legal aid in the US, cost benefit analyses are often specific to a given State.
A deed-in-lieu of foreclosure involves turning over your home to a lender to avoid foreclosure proceedings. In some instances, going this route could help you avoid paying the remaining loan ...
The report also highlights the states with the longest average time to foreclosure, with Louisiana having the highest average of days in process (3,686 days), followed by Hawaii (2,597 days), New ...
Foreclosure of chattel mortgages (mortgage of movable property) are governed by Sec. 14 of Act No. 1506, which gives the mortgagee the right to sell the chattel at a public sale. It has also been held that as regards chattel mortgages, the law does not prohibit that the foreclosure sale be done privately if it is agreed upon by the parties. [49]
Judicial: If you live in one of the 21 states, including Florida, New York, Ohio, and others, with judicial foreclosure, the lender has to file a lawsuit. The homeowner has 30 days to pay their ...