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  2. Return of premium life insurance - AOL

    www.aol.com/finance/return-premium-life...

    Instead, ROP life insurance offers a refund of the premiums you’ve paid over the policy term (typically 10, 20 or 30 years ), creating a hybrid between pure insurance and a form of financial ...

  3. Term life insurance - AOL

    www.aol.com/finance/term-life-insurance...

    Return of premium term life insurance: Includes a feature where, if you outlive the term of the policy, you get back the premiums you paid. This is achieved through a return of premium (ROP) rider.

  4. Life Insurance: How to Choose The Best Option for You ... - AOL

    www.aol.com/life-insurance-choose-best-option...

    There are two main types of life insurance policies: Term and Permanent. Term Life Insurance Policies . Term life insurance provides temporary coverage for a specific period, usually ranging from ...

  5. Return of premium life insurance - Wikipedia

    en.wikipedia.org/wiki/Return_of_premium_life...

    Return of premium (ROP) life insurance is a type of term life insurance policy that returns a portion of the cumulative premiums paid if the insured outlives the policy's term. [1] For example, a $1,000,000 policy bought for $10,000 a year over a 30-year period would result in $300,000 being refunded to the surviving policyholder at the end of ...

  6. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    More common than annual renewable term insurance is guaranteed level premium term life insurance, where the premium is guaranteed to be the same for a given period of years. The most common terms are 10, 15, 20, and 30 years. In this form, the premium paid each year remains the same for the duration of the contract.

  7. Types of life insurance - AOL

    www.aol.com/finance/types-life-insurance...

    While not actually a specific life insurance policy type, adding a return of premium rider means that if you have not passed away when the policy term expires, you will receive back all the ...

  8. Servicemembers' Group Life Insurance - Wikipedia

    en.wikipedia.org/wiki/Servicemembers'_Group_Life...

    Servicemembers' Group Life Insurance (SGLI) is a life insurance program available to all active duty and reserve members of the uniformed services of the United States. Supervised by the United States Department of Veterans Affairs , the program is administered by the Prudential Insurance Company of America.

  9. What Should Seniors Look for in a Life Insurance Policy?

    www.aol.com/5-life-insurance-options-seniors...

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