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  2. Why does the Fed raise interest rates? And how do those ... - AOL

    www.aol.com/news/why-does-fed-raise-interest...

    The Fed's median economic projections show the fed funds rate reaching 4.4% by year-end and 4.6% next year, but many economists, including at Deutsche Bank, expect the fed funds rate will have to ...

  3. Federal funds rate - Wikipedia

    en.wikipedia.org/wiki/Federal_funds_rate

    Discount rate is the interest rate at which the Fed loans out its funds to eligible institutions via the discount window. This makes it unlikely for banks or other institutions to make loans at higher rates, therefore effectively setting a ceiling to the federal funds rate.

  4. Why Does the Fed Keep Increasing Interest Rates? 3 Expert ...

    www.aol.com/finance/why-does-fed-keep-increasing...

    On Nov. 2, the Federal Reserve once again raised interest rates, the sixth straight increase this year -- and the fourth 75 basis point hike in a row since June. See: Jaw-Dropping Stats About the...

  5. Why the Fed is likely to cut interest rates again despite ...

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    Why did the Fed increase the interest rate? In 2022 and 2023, the central bank hiked its key rate from near zero to a range of 5.25% to 5.5% to wrestle down a pandemic-related price spike that ...

  6. Economic bubble - Wikipedia

    en.wikipedia.org/wiki/Economic_bubble

    This may determine how central or relatively minor/inconsequential policies like fractional reserve banking and the central bank's efforts to raise or lower short-term interest rates are to one's view on the creation, inflation and ultimate implosion of an economic bubble. Explanations focusing on interest rates tend to take on a common form ...

  7. Monetary policy of the United States - Wikipedia

    en.wikipedia.org/wiki/Monetary_policy_of_the...

    At the same time, the Fed operates a discount window in which it lends funds to banks at the discount rate (a third administered rate), which puts a ceiling on the federal funds rate, as banks are unlikely to borrow elsewhere at a higher interest rate than the discount rate. Open-market operations are no longer used to steer the FR, but still ...

  8. What is the Federal Reserve? A guide to the world’s most ...

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    The Fed’s fed funds rate is the interest rate that financial institutions charge each other for overnight lending — and if it becomes more expensive for banks to borrow money from each other ...

  9. Speculative demand for money - Wikipedia

    en.wikipedia.org/wiki/Speculative_demand_for_money

    The asset demand for money is inversely related to the market interest rate. This is because at a lower interest rate, more people will expect a rise in the interest rate (and thus a fall in aftermarket bond prices). As a result, more people will hold their wealth in money rather than bonds, i.e. the speculative balances will be greater at a ...