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2. How to negotiate a debt settlement - AOL

   www.aol.com/finance/negotiate-debt-settlement...

   Whether you decide to negotiate a debt settlement on your own or through a debt relief company, there are six basic steps to negotiating a debt settlement. 1. Verify the debt

3. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   When you use a debt settlement service, instead of paying your monthly bills, you will put money in an escrow account that the settlement company manages. The company will then use the money in ...

4. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Debt relief companies, also referred to as debt settlement companies, work with your creditors to negotiate better terms for your credit accounts in exchange for a fee. Getting debt relief through ...

5. What are debt relief companies and how do they work? - AOL

   www.aol.com/finance/debt-relief-companies-look-3...

   A counselor may suggest working with a relief company to settle or negotiate your debts, enrolling in a debt management plan (DMP) or may help you come up with a plan to manage your debts on your ...

6. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   The agency works to negotiate a lower bill or interest rate on your behalf and, in some cases, can get your debt canceled. Supplement your income: Whatever you need to do to start paying off your ...

7. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

8. 5 Tips for Negotiating Better Terms With Your Bank - AOL

   www.aol.com/5-tips-negotiating-better-terms...

   However, you should always do your homework before you engage with a debt negotiation or settlement company. Many companies offer to negotiate your debts for you, but they can charge hefty fees ...

9. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   If you’ve decided to handle negotiations on your own, call your credit card company and ask to speak with the debt settlement, loss mitigation or hardship department; a general customer service ...