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  2. Retirement compensation arrangements - Wikipedia

    en.wikipedia.org/wiki/Retirement_Compensation...

    Retirement compensation arrangements (RCAs) are defined under subsection 248(1) of the Canadian Income Tax Act, which allows 100 per cent tax-deductible corporate dollars to be deposited into an RCA, on behalf of the private business owner and/or key employee. No tax is paid by the owner/employee until benefits are received at retirement.

  3. Individual pension plan - Wikipedia

    en.wikipedia.org/wiki/Individual_Pension_Plan

    Some of the IPP rules and regulations are: The plan sponsor is an incorporated, active company. The plan member is an employee of the corporation who earns T4 or T4PS employment income from the corporation. The pension plan document indicates a formula defining the amount of benefit to be earned by the plan member.

  4. Income tax in Canada - Wikipedia

    en.wikipedia.org/wiki/Income_tax_in_Canada

    The amount of income tax that an individual must pay is based on the amount of their taxable income (income earned less allowed expenses) for the tax year. Personal income tax may be collected through various means: deduction at source – where income tax is deducted directly from an individual's pay and sent to the CRA.

  5. Corporate tax in Canada - Wikipedia

    en.wikipedia.org/wiki/Corporate_tax_in_Canada

    Corporate taxes in Canada are regulated at the federal level by the Canada Revenue Agency (CRA). As of January 1, 2019 the "net tax rate after the general tax reduction" is fifteen per cent. [1] The net tax rate for Canadian-controlled private corporations that claim the small business deduction, is nine per cent. [1]

  6. How all 50 states tax retirement income: A comprehensive list ...

    www.aol.com/finance/states-that-tax-retirement...

    Michigan. Michigan’s flat state income tax rate rose for 2024 to 4.25%, and the law surrounding the state’s pension deduction also changed, as part of a phaseout of the state’s three-tier ...

  7. Trump-Era Tax Cuts Are Expiring: How Changes Will ... - AOL

    www.aol.com/trump-era-tax-cuts-expiring...

    For 2023 federal income tax returns (to be filed in April 2024), the standard deduction amounts are $13,850 for single and married filing separately individuals, $27,700 for those married filing ...

  8. Registered retirement savings plan - Wikipedia

    en.wikipedia.org/wiki/Registered_retirement...

    Group RRSP: in a group RRSP, an employer arranges for employees to make contributions, as they wish, through a schedule of regular payroll deductions. The employee can decide the size of contribution per year and the employer will deduct an amount accordingly and submit it to the investment manager selected to administer the group account.

  9. IRA taxes: Key rules to know and how much you can expect to pay

    www.aol.com/finance/ira-taxes-key-rules-know...

    Here’s how IRAs are taxed and how you can avoid any penalty taxes on your savings. Taxes on traditional IRAs vs. Roth IRAs. IRAs come in two major varieties – the traditional IRA and the Roth IRA.