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2. New California law will ban hidden fees. What does it mean ...

   www.aol.com/california-law-ban-hidden-fees...

   There’s no current law regulating hidden fees in California. There are similar California laws surrounding “unfair methods of competition” including advertising without the intent to sell. A ...

3. New California law will ban hidden fees. What does it mean ...

   www.aol.com/news/california-law-ban-hidden-fees...

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4. Personal loan origination fees and other fees to watch out for

   www.aol.com/finance/personal-loan-origination...

   Your loan costs will be identical with lenders 1 and 2, but you will receive less money to use with Lender 2. Based on the available information, Lender 1 is clearly the better option of the two.

5. California Consumers Legal Remedies Act - Wikipedia

   en.wikipedia.org/wiki/California_Consumers_Legal...

   The California Consumers Legal Remedies Act ("CLRA") is the name for California Civil Code §§ 1750 et seq. [1] The CLRA declares unlawful several "methods of competition and unfair or deceptive acts or practices undertaken by any person in a transaction intended to result or which results in the sale or lease of goods or services to any consumer". [2]

6. California Department of Financial Protection and Innovation

   en.wikipedia.org/wiki/California_Department_of...

   The department operates under the California Business, Consumer Services and Housing Agency. The DFPI protects California consumers and oversees the operations of state-licensed financial institutions, including banks, credit unions, debt collectors, nonbank mortgage lenders, student loan servicers, money transmitters, and others. Additionally ...

7. Mortgage broker - Wikipedia

   en.wikipedia.org/wiki/Mortgage_broker

   The nature and scope of a mortgage broker's activities vary with jurisdiction. For example, anyone offering mortgage brokerage in the United Kingdom is offering a regulated financial activity; the broker is responsible for ensuring the advice is appropriate for the borrowers' circumstances and is held financially liable if the advice is later shown to be defective.

8. Commercial lender (U.S.) - Wikipedia

   en.wikipedia.org/wiki/Commercial_lender_(U.S.)

   Commercial lenders include commercial banks, mutual companies, private lending institutions, hard money lenders and other financial groups. These lenders typically have widely varying standards on which they base their loan criteria and evaluate potential borrowers—but are often focused exclusively on the private market and have more lenient financial qualifications than banks.

9. No-closing-cost refinance: What it is and how it works - AOL

   www.aol.com/finance/no-closing-cost-refinance...

   No upfront payment: There’s no need to come up with a few thousand in cash. Break-even sooner: When you pay closing costs to refinance, it can take some time for the new monthly payments to help ...