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  2. Should you use your home equity to pay off high-interest debt?

    www.aol.com/finance/home-equity-loan-pay-off...

    To calculate your DTI, first add up your monthly debt payments — housing expenses, credit card repayments, loan repayments and more. Then divide your total debt by your gross or pre-tax monthly ...

  3. Here's How Much Debt You Can Have and Still Get a Mortgage - AOL

    www.aol.com/heres-much-debt-still-mortgage...

    For example, if your pre-tax monthly income is $8,000 and your mortgage payment is $2,000, you have a front-end ratio of 25% (meaning that your mortgage consumes 25% of your income).

  4. How your mortgage affects your credit score - AOL

    www.aol.com/finance/mortgage-affects-credit...

    The more diversified your credit profile, the better the likelihood of a bump to your score.“If you have a mortgage, credit cards and an auto loan, for example, and you’re managing them all ...

  5. What is a debt-to-income ratio for a mortgage? - AOL

    www.aol.com/finance/debt-income-ratio-mortgage...

    A solid credit score, stable earnings and exceptional payment history is ideal, but if monthly debt repayments already eat up a lot of your income, a mortgage lender might consider you too much of ...

  6. What are the monthly payments on a $400,000 mortgage? - AOL

    www.aol.com/finance/400000-mortgage-payment...

    1. Improve your credit score before applying. Your credit history plays a big role in the rate you get. Before applying for a mortgage, work to pay your bills on time. On-time payments alone ...

  7. Can I Use a HELOC to Pay off a Mortgage Faster ... - AOL

    www.aol.com/heloc-pay-off-mortgage-faster...

    For example, if your total debt payments are $2,500 and your gross income is $5,000 monthly, your DTI is 50% ($2,500 / $5,000 = 0.5 = 50%). ... to repay debt is your credit score. While the ...

  8. Want a Mortgage? Here's the Credit Score Range You Need - AOL

    www.aol.com/want-mortgage-heres-credit-score...

    According to the latest available data from FICO, someone with a 660 credit score would get an average mortgage interest rate of 6.62%, with a monthly payment of $1,382 for a $216,000 30-year ...

  9. What happens when you pay off your mortgage? - AOL

    www.aol.com/finance/happens-pay-off-mortgage...

    Paying off your mortgage means that you have 100% equity in your home and no longer have to make monthly loan payments to your lender. ... Keep an eye on your credit score. Paying your mortgage in ...

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