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  2. FDIC insurance: What it is and how it works - AOL

    www.aol.com/finance/fdic-insurance-works...

    With up to $250,000 in coverage per depositor, per FDIC-insured bank, per ownership category, it’s important for individuals and businesses to understand the limits and guidelines of this insurance.

  3. FAQ about bank safety and deposit insurance - AOL

    www.aol.com/finance/faq-bank-safety-deposit...

    The standard deposit insurance coverage limit, as offered at banks that are members of the Federal Deposit Insurance Corp. (FDIC), is $250,000 per depositor, per bank, per ownership category.

  4. 6 best ways to FDIC-insure your excess bank deposits - AOL

    www.aol.com/finance/ways-to-insure-excess-bank...

    The FDIC and NCUA insure deposits up to $250,000 "per depositor, per bank and per ownership category." But what does this mean, exactly? Per depositor means that the insurance limit applies to ...

  5. Federal Deposit Insurance Corporation - Wikipedia

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    Since the enactment of the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010, the FDIC insures deposits in member banks up to $250,000 per ownership category. [10] FDIC insurance is backed by the full faith and credit of the government of the United States, and according to the FDIC, "since its start in 1933 no depositor has ...

  6. How to make sure your bank is FDIC-insured — and what to ...

    www.aol.com/finance/how-to-confirm-bank-fdic...

    With joint accounts, the FDIC insurance covers up to $250,000 per co-owner — or $500,000. However, this limit applies to all joint accounts that you share at a bank. ... this limit applies to ...

  7. The FDIC change that leaves wealthy bank depositors ... - AOL

    www.aol.com/finance/fdic-change-leaves-wealthy...

    What isn't changing is that the FDIC still insures up to $250,000 per depositor and per account category at each bank. Here's how that works: Say you have $250,000 in an individual savings account ...

  8. Your Personal FDIC Insurance Explanation Guide - AOL

    www.aol.com/does-mean-fdic-insured-110007663.html

    Recall that the FDIC covers up to $250,000 per depositor, per ownership category. This means that if a single person has multiple accounts at the same bank, the total amount in all of their ...

  9. 7 best ways to insure excess deposits - AOL

    www.aol.com/finance/7-best-ways-insure-excess...

    These deposits are insured for up to $250,000 per depositor, per FDIC-insured bank, per account ownership category. The FDIC insurance limit has been the same for more than a decade .