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The Social Security Administration implemented the deemed filing rule to prevent double-dipping. Prior to the rule, if spousal benefits were higher than an individual benefit, the person could ...
For those collecting spousal or divorce benefits, the 2.5% COLA likely won't have a significant effect on benefits. The average spouse of a retired worker collects around $909 per month from ...
With both spousal and divorce benefits, the maximum you can receive is 50% of the amount your spouse or ex-spouse can receive at their full retirement age (FRA). To collect that full amount, you ...
“The best strategy to claim Social Security retirement benefits as a spouse is to wait until you reach normal retirement age, 65 to 67, depending on birth year,” says Lindsay Malzone, a ...
A Social Security spousal rule that was around for decades ended this year for the last eligible retirees — those who turned 70 on Jan. 1, 2024. The rule allowed recipients to switch between ...
Social Security is a complex program, and the rules of spousal benefits have the potential to be a bit confusing. Take the time to read up on how these benefits work so that you're able to make ...
Additionally, divorced spouses do not have to wait for their ex to claim Social Security before they become eligible for spousal benefits. The second case is if you care for your spouse's ...
Applying for and receiving spousal benefits is a great way to boost your own Social Security monthly benefit -- sometimes by as much as $800. Even if you never worked, you're eligible for Social...