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2. HomeReady mortgage guide - AOL

   www.aol.com/finance/homeready-mortgage-guide...

   A HomeReady mortgage is a type of conventional loan with a down payment requirement of just 3 percent. You can use it to buy a home or refinance an existing mortgage.

3. How much is a down payment on a house? - AOL

   www.aol.com/finance/much-down-payment-house...

   FHA loans require as little as 3.5 percent, and VA loans and USDA loans have no down payment requirement at all. Most homeowners don’t put 20 percent down. ... Buying a more expensive home: ...

4. How much should a house down payment be? - AOL

   www.aol.com/finance/much-house-down-payment...

   USDA loans: Like VA loans, USDA loans don't require a down payment to get approved. You may qualify for a USDA loan if you're buying a home in an eligible rural community and have a low to ...

5. Here's How Much of a Down Payment You Need to Buy a House - AOL

   www.aol.com/heres-much-down-payment-buy...

   Many mortgage lenders require a down payment, which can make it much harder to buy a home. But how big does this down payment really need to be? Find out here.

6. 3 percent down mortgages: A guide to your options - AOL

   www.aol.com/finance/3-percent-down-mortgages...

   Beyond the Fannie Mae and Freddie Mac mortgage programs featuring 3 percent down payments, there are other types of mortgages that allow prospective home buyers to access homeownership with a low ...

7. Do you need a down payment to refinance your mortgage? - AOL

   www.aol.com/finance/down-payment-refinance...

   Generally, the requirements break down as follows: Conventional refinances : As little as 3 percent equity works for a rate-and-term refinance. For a cash-out refi, 20 percent is more the norm.