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  2. Mortgage and refinance rates for Jan. 3, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    The current average rate for a 30-year fixed mortgage is 6.95% for purchase and 6.99% for refinance, down 4 basis points from 6.99% for purchase and 2 basis points from 7.01% for refinance this ...

  3. Cash-out refinance explained: How it works — and when it can ...

    www.aol.com/finance/what-is-cash-out-refinance...

    Up to 85% to 95% of the home’s value. Mortgage insurance. Upfront and annual mortgage insurance premiums required. ... Unsecured personal loans offer a way to borrow without using your home as ...

  4. Mortgage and refinance rates for Jan. 21, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    6.95%. 15-year fixed rate. 6.45%. 10-year fixed rate. 6.33%. ... For instance, many lenders offer lower rates in exchange for "mortgage points" — upfront fees you pay to your lender. A mortgage ...

  5. Mortgage and refinance rates for Jan. 8, 2025: Rates for 30 ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    A mortgage point could cost 1% of your mortgage amount, which means about $5,000 on a $500,000 home loan, with each point lowering your interest rate by about 0.25%, depending on your lender and loan.

  6. Mortgage and refinance rates for Dec. 19, 2024: Average 30 ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    A mortgage point could cost 1% of your mortgage amount, which means about $5,000 on a $500,000 home loan, with each point lowering your interest rate by about 0.25%, depending on your lender and loan.

  7. Mortgage and refinance rates for Dec. 24, 2024: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    6.95%. Source: Bankrate lender survey. ... For instance, many lenders offer lower rates in exchange for "mortgage points" — upfront fees you pay to your lender. A mortgage point could cost 1% of ...

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