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  2. HomeReady mortgage guide - AOL

    www.aol.com/finance/homeready-mortgage-guide...

    Fannie Mae is offering a $2,500 credit to HomeReady borrowers with incomes at 50 percent or less of their respective area median incomes. This credit can be put toward your down payment or closing ...

  3. Fannie Mae - Wikipedia

    en.wikipedia.org/wiki/Fannie_Mae

    Fannie Mae's 2014 financial results enabled it to pay $20.6 billion in dividends to Treasury for the year, resulting in a cumulative total of $134.5 billion in dividends through December 31, 2014 – approximately $18 billion more than Fannie Mae received in support.

  4. Mortgage and refinance rates for Jan. 23, 2025: Average ... - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    Fannie Mae released its January ... The current average rate for a 30-year fixed mortgage is 7.05% for purchase and 7.12% for refinance — down 8 basis points from 7.13% for purchase and 3 basis ...

  5. From grants to low-interest loans, this state-by-state guide ...

    www.aol.com/finance/grants-low-interest-loans...

    Fannie Mae Federal Grant Program First-time home buyers can receive up to 3% of the purchase price in closing cost assistance toward the purchase of a HomePath property upon completion of an ...

  6. Government policies and the subprime mortgage crisis

    en.wikipedia.org/wiki/Government_policies_and...

    "Over the past decade Fannie Mae and Freddie Mac have reduced required down payments on loans that they purchase in the secondary market. Those requirements have declined from 10% to 5% to 3% and in the past few months Fannie Mae announced that it would follow Freddie Mac's recent move into the 0% down payment mortgage market." [153]

  7. Loan modification in the United States - Wikipedia

    en.wikipedia.org/wiki/Loan_modification_in_the...

    Fannie Mae's foreclosure prevention efforts have generally been made available to a borrower only after a delinquency occurs. Under Fannie Mae's new guidance, loan servicers can use foreclosure prevention tools to assist distressed borrowers when a borrower demonstrates the need. As noted above, these guidelines apply to borrowers who are still ...

  8. Student loan guidelines for getting a mortgage - AOL

    www.aol.com/finance/student-loan-guidelines...

    The Freddie Mac guidelines for student loans are similar to Fannie Mae’s, save for one key difference: If your loans are in forbearance or deferred, or your payment is otherwise documented as $0 ...

  9. VA loan - Wikipedia

    en.wikipedia.org/wiki/VA_loan

    The VA loan application is a standardized loan application form 1003 issued by Fannie Mae also known as Freddie Mac Form 65. It is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements on a VA loan application under the provisions of Title 18, United States Code, Section 1001, et seq.