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Home Credit B.V. is an international non-bank financial institution founded in 1997 in the Czech Republic and headquartered in Netherlands. [ 4 ] [ 5 ] The company operates in 9 countries and focuses on installment lending primarily to people with little or no credit history.
Also spelled oy vay, oy veh, or oi vey, and often abbreviated to oy, the expression may be translated as "oh, woe!" or "woe is me!" or "woe is me!" Its Hebrew equivalent is oy vavoy ( אוי ואבוי , óy va'avóy ).