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  2. What is debt forgiveness? - AOL

    www.aol.com/finance/debt-forgiveness-202301471.html

    Loans issued by private lenders are not eligible for the following programs. Public Service Loan Forgiveness. The first option is the Public Service Loan Forgiveness Program (PSLF). This ...

  3. How to get out of debt without paying - AOL

    www.aol.com/finance/debt-without-paying...

    Your loan, job status and sometimes even the school you attended will play a role in determining your eligibility for these programs: Income-driven repayment plans: These types of repayment plans ...

  4. Debt Counselors: Which of These 3 Ways To Consolidate Debts ...

    www.aol.com/finance/debt-counselors-3-ways...

    A consolidation counseling repayment plan, also known as a debt management plan (DMP), is a structured program designed to simplify and accelerate debt repayment, Lewis-Parks explained.

  5. Public Service Loan Forgiveness - Wikipedia

    en.wikipedia.org/.../Public_Service_Loan_Forgiveness

    The Public Service Loan Forgiveness (PSLF) program is a United States government program that was created under the College Cost Reduction and Access Act of 2007 signed into law by President George W. Bush to provide indebted professionals a way out of their federal student loan debt burden by working full-time in public service. [1]

  6. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    You need good or excellent credit to qualify for loans with the best rates and terms. Debt management plan. In some cases, credit counseling companies also recommend and oversee debt management ...

  7. Voluntary Flexible Agreement - Wikipedia

    en.wikipedia.org/wiki/Voluntary_Flexible_Agreement

    The First Generation VFAs found that preventing delinquency is key in preventing default. Studies conducted by the First Generation VFAs found that educating students early and often about student loan repayment is an effective way to prevent late payments. Each guarantor invested in training programs to enhance its counselors' telephone skills.

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