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  2. What is a gift letter for a mortgage? - AOL

    www.aol.com/finance/gift-letter-mortgage...

    A mortgage gift letter is a document that helps satisfy the requirement that a borrower’s down payment funds come from legitimate sources. The letter involves the giver verifying, in writing ...

  3. What is a mortgage proof of funds letter? - AOL

    www.aol.com/finance/mortgage-proof-funds-letter...

    A proof of funds letter is a document providing evidence that you have enough liquid assets, or cash, to buy a home with a mortgage. ... Gift funds or grants. Money from a bridge loan.

  4. FHA loans: Definition, requirements and limits - AOL

    www.aol.com/finance/fha-loans-134807555.html

    Here’s an overview of the requirements for an FHA loan: FHA credit score: As low as 580 with a 3.5 percent down payment or as low as 500 with a 10 percent down payment

  5. Full documentation loan - Wikipedia

    en.wikipedia.org/wiki/Full_documentation_loan

    In the United States, full documentation loan refers to a loan where all income and assets are documented. [1] It is typically referred to as a "full doc" loan in the mortgage industry and is a common type of loan used for financing a home purchase.

  6. FHA insured loan - Wikipedia

    en.wikipedia.org/wiki/FHA_insured_loan

    An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan that is provided by an FHA-approved lender. FHA mortgage insurance protects lenders against losses. [1] They have historically allowed lower-income Americans to borrow money to purchase a home that they would not otherwise be able to afford.

  7. Mortgage law - Wikipedia

    en.wikipedia.org/wiki/Mortgage_law

    This document is an undertaking by the borrower that he/she has deposited the title documents with the bank with his own wish and will, in order to secure the financing obtained from the bank. [ citation needed ] Certain transactions are recognized therefore as mortgages by equity, which are not so recognized by common law.

  8. HomeReady mortgage guide - AOL

    www.aol.com/finance/homeready-mortgage-guide...

    Low down payment: HomeReady mortgages only require 3 percent down, and those funds don’t have to come from your personal savings. You can put gifts from relatives or friends, for example, toward ...

  9. National Housing Act of 1934 - Wikipedia

    en.wikipedia.org/wiki/National_Housing_Act_of_1934

    It created the Federal Housing Administration (FHA) [3] and the Federal Savings and Loan Insurance Corporation (FSLIC). [4] The Act was designed to stop the tide of bank foreclosures on family homes during the Great Depression. Both the FHA and the FSLIC worked to create the backbone of the mortgage and home building industries, until the 1980s ...

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