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How to earn a defensive driving discount. Earning a defensive driver discount is a straightforward process. First, check that you’re eligible and your insurance company offers this discount.
2. Take a defensive driving course. Defensive driving and safe driving courses offer safety refreshers and financial benefits, especially for older drivers. Insurers like GEICO, Nationwide and ...
Traffic School by Improv is approved by various state jurisdictions to administer defensive driving courses. [7] The courses, which may allow traffic offenders to have tickets waived, fines reduced, or penalty points eliminated, are intended both to entertain and to educate. [8] In some states, auto insurance rates may also decrease. [9]
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In addition to improving one's own driving skills, many US states provide an incentive to complete an approved defensive driving course by offering mandated insurance discounts or a way to mask a traffic ticket from one's driving record. In some instances, these courses are referred to as traffic school or a defensive driving school.
Defensive driving: the National Safety Council has offered defensive driving courses since 1964 with the first approved courses in New Jersey and New York. [9] [10] First aid: NSC offers first aid training courses for safety, compliance and wellness. Classroom programs are available, as well as online training.
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