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2. Payday loans wiped out in Arkansas -- is this a trend? - AOL

   www.aol.com/2009/08/13/payday-loans-are-wiped...

   Three years ago more than 250 payday lenders were doing business in Arkansas. As of this week, all are out of business.Arkansas represented a unique opportunity for opponents of payday lending.

3. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 24 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

4. JPMorgan Is Opening Up New Branches In Low-Income Areas ... - AOL

   www.aol.com/jpmorgan-opening-branches-low-income...

   However, payday loans may come with predatory fees. Payday loan providers may charge $15 to $20 for every $100 offered. Some interest rates on payday loans can get as high as 600% per year.

5. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   A 2012 study by Pew Charitable research found that the majority of payday loans were taken out to bridge the gap of everyday expenses rather than for unexpected emergencies. The study found that 69% of payday loans are borrowed for recurring expenses, 16% were attributed to unexpected emergencies, 8% for special purchases, and 2% for other ...

6. Critical factors to consider when taking out payday loans ...

   www.aol.com/finance/critical-factors-consider...

   Personal loans tend to have a minimum repayment term of 12 months, so you’d technically pay more in interest over the life of a loan compared to a payday loan ($205.55 vs. $153.42).

7. What are instant loans? Everything you need to know - AOL

   www.aol.com/finance/instant-loans-everything...

   A third (34 percent) of payday loan borrowers had an income of $30,000 or less in 2022, according to California’s Department of Financial Protection & Innovation. If you are already struggling ...