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2. Down payment assistance: How it works and how to get it - AOL

   www.aol.com/finance/mortgage-down-payment...

   A homebuyer grant is a type of down payment assistance that provides a one-time cash sum, often in the form of a no-interest second mortgage. The funds don’t have to be repaid. The funds don’t ...

3. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   Down payment assistance loans. Many first-time homebuyer programs offer a lower-cost first mortgage to help you buy the home, then a second mortgage to help you cover your down payment and closing ...

4. 8 Alternatives to Banks for Getting Down Payment Assistance - AOL

   www.aol.com/8-alternatives-banks-getting-down...

   If a borrower does not meet the VA or USDA requirements, there are alternate ways they can still access a zero down payment mortgage by using a down payment assistance (DPA) program, Christensen said.

5. Do you qualify for homebuyer assistance? You might — even if ...

   www.aol.com/finance/can-i-qualify-for-homebuyer...

   Down payment assistance programs generally aren’t included as part of your gross income reported on federal tax returns, according to the IRS, though exceptions come down to the type of program ...

6. American Dream Downpayment Assistance Act - Wikipedia

   en.wikipedia.org/wiki/American_Dream_Downpayment...

   Since 2013, buyers receiving down payment assistance from HOME are required to participate in pre-purchasing homeownership counseling, and in August 2021 full implementation of HUD regulations requiring counseling be provided by certified counselors employed by HUD-approved housing counseling agencies took effect standardizing the curriculum ...

7. Down payment - Wikipedia

   en.wikipedia.org/wiki/Down_payment

   With rising home prices in the years from 2000 to 2007, lenders were willing to accept smaller or no down payment (either through 100% financing, seller-assisted down payment assistance, government down payment providers or by providing a combination of an 80% first and 20% second mortgages) so that more individuals could purchase homes as ...