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What is life insurance used for? Life insurance is a type of insurance policy designed to provide a death benefit — a sum of money — to your selected beneficiaries after your death. The ...
It helps to know exactly how life insurance works, the types of policies available, what life insurance can be used for, and how much it costs. Keep reading to learn more about life insurance ...
Permanent life insurance is life insurance that covers the remaining lifetime of the insured. A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.
Life insurance can be used to replace the income you would have provided. Any type of life insurance policy can help provide this benefit, which is one of the main reasons someone would purchase a ...
Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.
Life insurance can provide financial protection for your family if they depend on your income. Discover whether it's the right choice for your situation.
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