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  2. What to do if a car insurance company denies your claim - AOL

    www.aol.com/finance/car-insurance-company-denies...

    Understanding the claim denial letter and why an auto insurance company decided not to make a payout is the first step in determining the validity of a denied car insurance claim. Most instances ...

  3. Filing a car insurance claim: a step-by-step guide - AOL

    www.aol.com/finance/filing-car-insurance-claim...

    Filing a claim, especially an at-fault loss, may increase the cost of your car insurance substantially. If the accident is not your fault, the other person’s insurance should pay the claim, so ...

  4. Reservation of rights - Wikipedia

    en.wikipedia.org/wiki/Reservation_of_rights

    The term "reservation of rights" (particularly a "reservation of rights letter”) is often used in connection with insurance claims. The insurance company issues a reservation of rights letter stating that it may deny coverage for some or all of the claim even while the company is investigating the claim or beginning to treat the claim as if ...

  5. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    An auto insurance claim is essentially your way of notifying your insurance provider that you’ll need to use your policy to cover expenses after your car is damaged in a covered incident. The ...

  6. Delay, Deny, Defend - Wikipedia

    en.wikipedia.org/wiki/Delay,_Deny,_Defend

    Delay, Deny, Defend is a critical exploration of the property and casualty insurance industry, examining how its practices affect policyholders.Feinman, a law professor specializing in consumer rights and insurance law, argues that the industry prioritizes profits over policyholders' needs, often using tactics like delaying or denying legitimate claims to bolster financial performance.

  7. Demand letter - Wikipedia

    en.wikipedia.org/wiki/Demand_letter

    Also, a demand letter will often generate a denial letter stating the basis for rejecting claim (such as when the incorrect entity is sued [4]), and is sometimes a good indication of what defenses will be raised if a suit is brought later. [5] Demand letters are sometimes used as a form of harassment and/or intimidation.

  8. ‘It’s hard to look at it’: Pennsylvania family told to ...

    www.aol.com/finance/hard-look-pennsylvania...

    Make sure you file a claim promptly, as some insurance policies have strict time limits. If your claim is denied, ask for a written explanation and the specific policy language used for the denial.

  9. Insurance bad faith - Wikipedia

    en.wikipedia.org/wiki/Insurance_bad_faith

    Insurance bad faith is a tort [1] unique to the law of the United States (but with parallels elsewhere, particularly Canada) that an insurance company commits by violating the "implied covenant of good faith and fair dealing" which automatically exists by operation of law in every insurance contract.

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