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  2. Business loan - Wikipedia

    en.wikipedia.org/wiki/Business_loan

    Business loans may be either secured or unsecured. With a secured loan, the borrower pledges an asset (such as plant, equipment, stock or vehicles) against the debt. If the debt is not repaid, the lender may claim the secured asset. Unsecured loans do not have collateral, though the lender will have a general claim on the borrower’s assets if ...

  3. UCC-1 financing statement - Wikipedia

    en.wikipedia.org/wiki/UCC-1_financing_statement

    This process is also called "perfecting the security interest" in the property, and this type of loan is a secured loan. [2] A financing statement may also be filed in the real estate records by a lessor of fixtures to establish the priority of the lessor's rights against a holder of a mortgage or other lien on the real property.

  4. Is a small business loan secured or unsecured? - AOL

    www.aol.com/finance/small-business-loan-secured...

    Small business loans can be either secured or unsecured. ... It’s easier to qualify for a secured loan. Cons. Borrower must have assets that can cover 80 percent to 100 percent of the loan.

  5. Secured vs. unsecured business line of credit - AOL

    www.aol.com/finance/secured-vs-unsecured...

    If you choose a secured business line of credit, you agree to offer up assets to repay the loan if you default. Common types of business collateral include vehicles, real estate, inventory, or ...

  6. What is an unsecured business loan and how does it work? - AOL

    www.aol.com/finance/unsecured-business-loan-does...

    Unsecured business loans can come in the form of term loans, business lines of credit, invoice factoring, and merchant cash advances ... A UCC lien is a claim against your company’s assets. If ...

  7. Secured loan - Wikipedia

    en.wikipedia.org/wiki/Secured_loan

    A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. The debt is thus secured against the collateral, and if the borrower defaults , the creditor takes possession of the asset used as collateral and may ...

  8. Secured vs. unsecured startup business loan - AOL

    www.aol.com/finance/secured-vs-unsecured-startup...

    You need collateral: Not every business has assets to use as collateral, so secured loans aren’t an option for everyone. If you have limited assets, that could also impact your borrowing limits.

  9. Cash flow loan - Wikipedia

    en.wikipedia.org/wiki/Cash_flow_loan

    A cash flow loan is a type of debt financing, in which a bank lends funds, generally for working capital, using the expected cash flows that a borrowing company generates as collateral for the loan. Cashflow loans are usually senior term loans or subordinated debt , being used for funding growth or financing an acquisition.

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